Originally started as the Affordable Insurance Network (DBA AIN Services) in 1998 by Michael Tove Ph.D., CEP, RFC, to provide affordable premium solutions for people seeking life and health insurance, the company quickly expanded to offering investment strategies and became a multi-services independent agency.
AIN is insurance licensed and the founder, Michael Tove, is registered as an advisory representative through CoreCap Advisors, LLC. AIN and CoreCap are separate and unaffiliated entities. As a fiduciary, our mission is to offer unbiased advice based on an individual client’s needs rather than promoting the products of one company or industry.
Meet the Team
Dr. Michael Tove
President & Founder
Director of Operations
James, our Director of Operations, is responsible for managing the day-to-day operations of the company. He is also a licensed agent and oversees the company’s computing and IT infrastructure.
AIN receives its insurance contracting through M&O Marketing, the oldest National Marketing Organization in the country, with over 40 years of hard work, innovation, and experience. AIN’s selection of NMOs means AIN has access to virtually any insurance company it chooses but without any requirement or obligation to represent a particular company. Through these connections, AIN can receive product illustrations, is kept up-to-date on the latest product and company developments and has powerful resources to process business efficiently.
The needs of every client are first, middle, and last. Nothing else matters. It’s why we focus on identifying and achieving specific planning goals and not promoting some ‘favorite’ company or product.